Calculators for Indian personal finance
Free Indian finance calculators
Every formula shown, every result checkable, nothing stored.
29 calculators for loans, investments, savings and planning, with amounts in lakh and crore. Each page shows its formula, a worked example and its sources.
Each result comes with the exact formula and a worked example you can redo by hand.
Your numbers are calculated on your device and are never sent or stored.
Open a calculator, type, read the answer. Amounts show in lakh and crore.
Browse by category
Start from what you are trying to decide.
- LoansEMIs, eligibility, prepayment and paying off debtEMI, Prepayment, Eligibility
- InvestmentSIPs, lump sums, returns and withdrawalsSIP, Step-up SIP, SWP, CAGR
- SavingsFixed deposits, recurring deposits, PPF and interestFD, RD, PPF
- PlanningGoals, inflation, retirement and safety netsGoal SIP, Retirement, Education
- TaxGST on pricesGST
Popular calculators
Each card is the question people usually arrive with.
Not sure which one you need?
Pick the sentence that sounds like your situation.
- I want to know my monthly EMI and the total interest on a loan.EMI Calculator →
- I invest a fixed amount every month and want to see what it could become.SIP Calculator →
- I have a lump sum and wonder whether to invest it at once or spread it out.Lump Sum vs SIP Calculator →
- I have spare money and want to see what prepaying my loan saves.Loan Prepayment Calculator →
- I invested on different dates and want my real yearly return.XIRR Calculator →
- A lender quoted me a flat rate and I want to know what it really costs.Flat vs Reducing Rate Calculator →
Built so you can check the maths
Every calculator page follows the same order, so you always know where to find the working.
- 01Enter your numbers
A simple form with sensible limits. Everything is worked out in your browser as you type.
- 02See the formula
A "How it works" section spells out the exact formula and the timing convention used.
- 03Follow a worked example
Real numbers, step by step, so you can confirm the calculator by hand.
- 04Check the sources
Links to official pages, with the date each page was last verified.