:root{--bg:#f8fafc;--surface:#fff;--text:#0f172a;--muted:#475569;--border:#e2e8f0;--accent:#0f766e;--accent-strong:#115e59;--accent-soft:#ccfbf1;--interest:#f59e0b;--verify-bg:#fef08a;--verify-text:#422006;--radius:12px;--gap:1rem;--font:system-ui, -apple-system, "Segoe UI", Roboto, "Noto Sans", "Helvetica Neue", Arial, sans-serif;color-scheme:light dark}@media (prefers-color-scheme:dark){:root{--bg:#0b1120;--surface:#111827;--text:#e5e7eb;--muted:#9ca3af;--border:#1f2937;--accent:#2dd4bf;--accent-strong:#5eead4;--accent-soft:#134e4a;--interest:#fbbf24;--verify-bg:#713f12;--verify-text:#fef9c3}}*,:before,:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{background:var(--bg);color:var(--text);font-family:var(--font);margin:0;font-size:1rem;line-height:1.6}.wrap{max-width:960px;margin:0 auto;padding:0 16px}a{color:var(--accent-strong);text-underline-offset:2px}h1,h2,h3{line-height:1.25}h1{margin:.5rem 0;font-size:1.75rem}h2{margin:2rem 0 .75rem;font-size:1.3rem}h3{margin:1.25rem 0 .25rem;font-size:1.05rem}.small{color:var(--muted);font-size:.875rem}.lede{color:var(--muted);margin-top:0}.skip-link{position:absolute;left:-9999px}.skip-link:focus{background:var(--surface);z-index:10;padding:.5rem 1rem;top:8px;left:16px}.site-header{background:var(--surface);border-bottom:1px solid var(--border)}.header-inner{justify-content:space-between;align-items:center;gap:var(--gap);min-height:56px;display:flex}.brand{color:var(--text);font-weight:700;text-decoration:none}.site-header a{align-items:center;min-height:44px;display:inline-flex}.site-footer{border-top:1px solid var(--border);background:var(--surface);margin-top:3rem;padding:1.5rem 0}.footer-links{flex-wrap:wrap;gap:.5rem 1.25rem;display:flex}.footer-links a{align-items:center;min-height:44px;display:inline-flex}.breadcrumbs ol{color:var(--muted);flex-wrap:wrap;align-items:center;gap:.25rem;margin:1rem 0 0;padding:0;font-size:.875rem;list-style:none;display:flex}.breadcrumbs a{align-items:center;min-height:44px;display:inline-flex}.breadcrumbs li+li:before{content:"›";margin-right:.25rem}.card-grid{gap:var(--gap);padding:0;list-style:none;display:grid}.card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);height:100%;color:var(--text);flex-direction:column;gap:.25rem;padding:1rem;text-decoration:none;display:flex}.card:hover,.card:focus-within{border-color:var(--accent)}.card>span{flex:1}.btn{background:var(--accent);min-height:44px;color:var(--bg);border-radius:999px;align-self:flex-start;align-items:center;margin-top:.5rem;padding:0 1rem;font-weight:600;text-decoration:none;display:inline-flex}.btn:hover,.btn:focus-visible{filter:brightness(1.1)}.card strong{margin-bottom:.25rem;display:block}.card span{color:var(--muted);font-size:.925rem}.card.soon{opacity:.7}.badge{background:var(--border);color:var(--muted);border-radius:999px;padding:0 .5rem;font-size:.75rem;display:inline-block}.link-list{padding-left:1.25rem}.link-list li{padding:0}.link-list a{align-items:center;min-height:44px;display:inline-flex}.promise{color:var(--accent);margin:.25rem 0 .5rem;font-size:1.125rem;font-weight:600}.search{gap:.375rem;max-width:36rem;margin:1rem 0 .5rem;display:grid}.search label{font-weight:600}.search input{min-height:48px;font:inherit;border:1px solid var(--border);background:var(--surface);color:var(--text);border-radius:999px;padding:.5rem .875rem;font-size:1rem}.chip-row{flex-wrap:wrap;gap:.5rem;padding:0;list-style:none;display:flex}.chip{border:1px solid var(--border);background:var(--surface);min-height:44px;color:var(--text);border-radius:999px;align-items:center;padding:0 1rem;font-weight:600;text-decoration:none;display:inline-flex}.chip:hover,.chip:focus-visible{border-color:var(--accent)}.tile-grid{gap:var(--gap);grid-template-columns:repeat(auto-fill,minmax(min(100%,14rem),1fr));padding:0;list-style:none;display:grid}.tile{background:var(--surface);border:1px solid var(--border);border-left:4px solid var(--accent);border-radius:var(--radius);height:100%;color:var(--text);gap:.25rem;padding:1rem;text-decoration:none;display:grid}.tile:hover,.tile:focus-visible{border-color:var(--accent)}.tile span{color:var(--muted);font-size:.925rem}.tile .tile-count{color:var(--accent);font-weight:600}.hint-list{gap:.5rem;padding:0;list-style:none;display:grid}.hint-list li{background:var(--surface);border:1px solid var(--border);border-radius:8px;gap:.25rem;padding:.75rem 1rem;display:grid}.hint-list a{justify-self:start;align-items:center;min-height:44px;font-weight:600;display:inline-flex}.calc{gap:var(--gap);grid-template-columns:minmax(0,1fr);margin-top:1rem;display:grid}.panel{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:1rem}.field{margin-bottom:1.25rem}.field:last-child{margin-bottom:0}.field label,.field .label{margin-bottom:.375rem;font-weight:600;display:block}.input-row{gap:.5rem;display:flex}.input-row input[type=number],.input-row select{min-height:44px;font:inherit;border:1px solid var(--border);background:var(--bg);color:var(--text);border-radius:8px;padding:.5rem .75rem;font-size:1rem}.input-row input[type=number]{font-variant-numeric:tabular-nums;flex:1;min-width:0}input[type=range]{width:100%;accent-color:var(--accent);min-height:44px;margin-top:.5rem}.hint{color:var(--muted);font-variant-numeric:tabular-nums;min-height:1.4em;font-size:.875rem;display:block}.note{color:var(--muted);margin-top:.25rem;font-size:.8125rem;display:block}.error{color:#dc2626;min-height:1.4em;margin:.5rem 0 0;font-size:.875rem}.item-set{border:1px solid var(--border);border-radius:8px;min-width:0;margin:0 0 1rem;padding:.5rem .75rem .75rem}.item-set legend{padding:0 .25rem;font-weight:600}.item-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:.5rem;display:grid}.item-grid label{color:var(--muted);gap:.25rem;font-size:.875rem;display:grid}.item-grid input{min-width:0;min-height:44px;font:inherit;border:1px solid var(--border);background:var(--bg);color:var(--text);font-variant-numeric:tabular-nums;border-radius:8px;padding:.5rem .75rem;font-size:1rem}.results{align-content:start;gap:.75rem;display:grid}.result-main{color:var(--muted);font-size:.9rem}.result-main output{color:var(--text);font-variant-numeric:tabular-nums;font-size:2rem;font-weight:700;line-height:1.2;display:block}.result-row{border-top:1px solid var(--border);justify-content:space-between;gap:1rem;padding-top:.5rem;display:flex}.result-row output{font-variant-numeric:tabular-nums;font-weight:600}.split-bar{background:var(--interest);border-radius:999px;height:12px;display:flex;overflow:hidden}.split-bar .principal{background:var(--accent)}.legend{color:var(--muted);flex-wrap:wrap;gap:.25rem 1rem;font-size:.875rem;display:flex}.legend i{border-radius:2px;width:10px;height:10px;margin-right:.375rem;display:inline-block}.table-wrap{border:1px solid var(--border);border-radius:var(--radius);background:var(--surface);overflow-x:auto}table{border-collapse:collapse;font-variant-numeric:tabular-nums;width:100%;font-size:.925rem}th,td{text-align:right;white-space:nowrap;border-bottom:1px solid var(--border);padding:.5rem .75rem}th:first-child,td:first-child{text-align:left}thead th{background:var(--bg);position:sticky;top:0}.formula{background:var(--surface);border:1px solid var(--border);border-left:4px solid var(--accent);border-radius:8px;padding:.75rem 1rem;font-family:ui-monospace,Cascadia Mono,Consolas,monospace;font-size:.95rem;overflow-x:auto}.faq-item p{margin-top:0}.trust{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);margin-top:2rem;padding:1rem;font-size:.925rem}.trust h2{margin-top:0}.trust dl{gap:.75rem;margin:0;display:grid}.trust dt{font-weight:700}.trust dd{color:var(--muted);margin:.125rem 0 0}.trust .link-list{margin:0}.trust .disclaimer{border-top:1px solid var(--border);color:var(--muted);margin:1rem 0 0;padding-top:.75rem}.calc-meta{border-top:1px solid var(--border);color:var(--muted);margin-top:2rem;padding-top:1rem;font-size:.9rem}.ad-slot{border:1px dashed var(--border);border-radius:8px;justify-content:center;align-items:flex-start;margin:2rem 0;display:flex}.ad-label{color:var(--muted);padding:.25rem;font-size:.75rem}.prose{max-width:70ch}.verify{background:var(--verify-bg);color:var(--verify-text);border-radius:4px;padding:0 .25rem}@media (width>=640px){.card-grid{grid-template-columns:repeat(2,1fr)}h1{font-size:2.125rem}}@media (width>=900px){.card-grid{grid-template-columns:repeat(3,1fr)}.calc{grid-template-columns:minmax(0,1fr) minmax(0,1fr);align-items:start}.calc .full{grid-column:1/-1}}
